In this post, we discuss how you can use the Actuarial Approach and its funded status metric to help you feel more confident about your spending plan in retirement. It is a follow-up to our post of January 11, 2026.
Bottom line: Having a sufficiently high funded status can help you sleep better at night. The question we address in this post is just how high does this target funded status need to be for you—120%, 140% or higher?