MS Excel Spreadsheet Tools:

Please be patient when downloading the Excel spreadsheets.  Sometimes it can take a while. If you are requested to provide a password, simply click "cancel" and the spreadsheet should appear.  Make sure to "Enable Editing" when you open the spreadsheet.
If you are having trouble seeing all the cells in the spreadsheet once it has downloaded (or you want to see a year-by-year runout of your accumulated savings based on the input items), be sure to maximize the spreadsheet window.