Forget the 4% Rule--Use Our Approach Instead

David Ning has followed up his April 30, 2014 post questioning the relevance of the 4% Rule with another post indicating that the 4% Rule is an incredibly powerful tool but many investors will need to customize it to make it work.  As indicated in our response to his first post, the better solution is to use the approach we recommend in our website rather than fuss around with "customizing" the 4% Rule.