Ken Steiner, Fellow of the Society of Actuaries, Retired, is solely
responsible for the opinions expressed in this website. He advocates the
use of basic actuarial and financial economic principles to help mostly
retired or near-retired people make better financial decisions. He has
been advocating the actuarial approach for determining reasonable
spending budgets discussed in this website for over 10 years. This
approach has not been endorsed by the Society of Actuaries or by any
other actuarial organization. Ken is a retired pension actuary and has
no expertise in asset investing or financial planning. He receives zero
direct or indirect compensation from visits to this website or from any
activity associated with this blog.