All About That Process

The future isn’t going to happen as you (or your financial advisor) assume, and your spending goals and actual spending are likely to change over time. Therefore, as previously discussed in our posts of April 16, 2023 and October 24, 2023, your retirement plan should include how you will determine when future adjustments to your plan may be necessary. We believe it is important for a good retirement plan to implement a robust process for making necessary future adjustments, and this process is likely to be even more important than the projection tool, or metric, used to measure the financial status of your plan.

Planning Tip--How Will My Funded Status Be Affected?

As discussed in previous posts, your Funded Status is an easily calculated, robust metric used to measure your financial health in retirement. Measuring and monitoring your Funded Status annually can help you make countless financial decisions. In this post, we encourage you to think about how your Funded Status will be affected before making a significant financial decision.

Retirement Researcher Discusses why He Prefers Funded Ratio to Monte Carlo Modeling

As discussed in our post of February 21, 2025, pre-eminent retirement researcher Dr. Wade Pfau has become an actuarial approach convert. You can hear Dr. Pfau and Alex Murguia discuss why they prefer using the Funded Ratio [Status] to Monte Carlo modeling for retirement planning in Episode 168 of their podcast series.

Better Financial Management in Retirement Through Better Metrics

In several of our recent posts, we have been touting the Actuarial Approach and its use of the Funded Status metric to measure household financial health. This is another one of those posts.