Pages

▼
Sunday, November 9, 2025

How Much More Can You Afford to Spend in 2026?

›
It’s not too early to start planning your spending for 2026 even though you haven’t yet determined your January 1, 2026 Funded Status. You...
Monday, October 27, 2025

The Actuarial Approach Addresses the “Big Flaw” in Most Decumulation Approaches

›
Recently, in her Motley Fool article, A Big Reason the Famous 4% Rule May Not Work for Your Retirement , Maurie Backman confirmed what we h...
Monday, October 20, 2025

The Only Other Spending Rule Article You Will Ever Need?

›
A little more than ten years ago, the Financial Analysts Journal released “The Only Spending Rule You Will Ever Need” by M. Barton Warning...
Saturday, October 18, 2025

Front-Loading Spending in Retirement

›
As discussed in our previous post of September 28, 2025 , there are lots of levers in the Actuarial Financial Planner (AFP) that can be pu...
Sunday, September 28, 2025

How Conservative is Your Decumulation Plan?

›
If the assumptions used in your retirement decumulation plan (including the important assumptions that the assets you plan to receive, and...
Sunday, September 21, 2025

Using the Actuarial Approach to Avoid Financial Traps in Retirement

›
Like you, we read many articles on the Internet that dispense financial advice to retirees. This one entitled, “ 11 Financial Traps Retirees...
Saturday, September 6, 2025

Self-Insuring Your Long-Term Care? What is the Present Value of Your Future Long-Term Care Expenses?

›
At How Much Can I Afford to Spend in Retirement? we encourage retired households to periodically compare the present value of their retir...
Sunday, August 31, 2025

No Reason to be so Conservative, Dr. Pfau

›
In his Rethinking 65 article, Slow and Steady Wins the Retirement Funding Race , Ed Prince outlines Dr. Wade Pfau’s “conservative formula f...
Saturday, August 23, 2025

Ditch Monte Carlo Modeling and Embrace the Actuarial Approach

›
Thanks to Kitces.com and Justin Fitzpatrick for once again informing financial advisors and retired DIYers that there are better metrics a...
Wednesday, August 20, 2025

Measuring Retirement Risks

›
This post is a follow-up to our post of September 2, 2023, Manage Your Financial Risks in Retirement Like an Actuary , and is in response t...