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Thursday, April 4, 2024

500th Post—We’re Retiring

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This is the 500 th post of How Much Can I Afford to Spend in Retirement. The primary purposes of this post are to: Celebrate our 500 th po...
Tuesday, April 2, 2024

What Percentage Drop in Your Assets Might Trigger a Reduction in Your Discretionary Spending?

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Nice to see two more recent articles in the retirement income press discussing the advantages of dynamic retirement approaches like ours t...
Wednesday, March 27, 2024

Trying to Help Households Determine How Much They Can Afford to Spend in Retirement

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It’s been almost 14 years since our first post on How Much Can I Afford to Spend in Retirement? This post is our 498 th post. As implied b...
Saturday, March 23, 2024

Does Your Retirement Plan Have Spending Guardrails?

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Ongoing planning in retirement involves periodically assessing whether spending may be increased or must be decreased to remain on track. ...
Friday, March 15, 2024

Financial System Sustainability Superstars

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Actuaries measure and monitor the health of financial systems by systematically comparing assets and liabilities and making adjustments wh...
Wednesday, March 13, 2024

Simplify Your Retirement Planning

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As discussed in prior posts, the key to successful retirement planning is to annually determine your Funded Status, monitor it from year to ...
Saturday, March 9, 2024

We’ve Updated the Actuarial Financial Planner Models

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In response to suggestions from several of our readers, we have added cells to the AFP models to permit inputting of additional non-recurri...
Saturday, March 2, 2024

Simple Key to Retirement Planning Success

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Key: You should determine your Funded Status annually and monitor it from year to year. Why? Your Funded Status is a summary statistic tha...
Monday, February 26, 2024

A Planning Process That Works

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You are responsible for your finances in retirement and need a plan that works. The Actuarial Approach, with its Funded-Status-focused pro...
Wednesday, February 21, 2024

Want a More Realistic Retirement Plan?

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If you (or your financial advisor) aren’t planning for non-recurring expenses in retirement, you probably don’t have a realistic retirement...