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Thursday, September 29, 2016

How Much Do You Really Need to Save Each Year to Achieve Your Financial Goals?

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Since its inception in 2010, this website has been primarily focused on helping retirees develop a spending bu...
Thursday, September 22, 2016

Got Those “Conflicting Social Security Deficit Estimate” Blues Again

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This post is a follow-up to my post of January 22, 2016 , where I noted that relatively small tweaks in assumptions about the future appeare...
Sunday, September 4, 2016

Recommended Assumed Annual Rate of Investment Return Lowered Again

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From time to time I look at immediate annuity purchase rates for the purpose of possibly revising my recommendation for the expected annual ...
Saturday, August 20, 2016

Planning for Constant Real-Dollar Spending in Retirement — Is It Setting the Bar Too High? Part II

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This post is a follow-up to my post of March 3 1 of this year in which I encouraged you (or your financial advisor) to use the Budget by Exp...
Saturday, July 30, 2016

Retired Actuary Calls for Actuarial Profession to Advocate True Social Security Sustainability

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This post is a follow-up to several of my recent posts on Social Security financing.  It is a call to my profession to fulfill its mission a...
Tuesday, July 26, 2016

“It’s Simply Common Sense” to Develop Your Spending Budget in Retirement by Carefully Considering How to Deploy All the Retirement Assets You Own

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In his most recent CBS MoneyWatch article , my friend and fellow actuary Steve Vernon reminds us that home rich/cash poor Americans can use ...